Michael D. Allard

LPL Registered Principal

As the founder and Principal of CalBay Investments, Inc. (CBI), Mike has earned a reputation for delivering excellence as a financial services professional and as a leader within the Bay Area communities. He is an Executive Council1 member with broker/dealer LPL Financial where his team has ranked within the top #15 since 2016, out of more than 21,000 independent financial advisors. *

Mike was named to Barron’s "America's Top 1,200 Advisors: State-by-State" list1 from 2018-2024 and was also named to the Financial Times’ “The FT 400 Top Financial Advisers” list2 on 4/17/19 (for information about my Barron’s ranking, click here and for FT ranking, click here). Additionally, in 2011 and 2012 he was ranked by NABCAP as one of the Top Wealth Advisors in the San Francisco Business Times3.

A resident of the Diablo Valley, Mike has been a practicing financial planner since 1990. He has nurtured a culture at CBI focused on personal relationships. His goal is to guide each client toward making their retirement dreams a reality.

Mike enjoys golf and spending time with his wife, Wendy; daughter, Ava; stepdaughter, Rachel; and stepson, Mark.  He is a graduate of Cal Poly, San Luis Obispo, with a B.S. in Business Administration/Marketing.

Licenses, Registrations, and Certifications:

  • CLU (Chartered Life Underwriter) - The American College
  • ChFC (Chartered Financial Consultant) - The American College
  • CFS (Certified Fund Specialist) - The Institute of Certified Fund Specialists
  • Life/Health/Disability Licenses (CA Insurance Lic # 0792088)
  • Securities Registrations held through LPL Financial: Series 6, 7, 24, 63, and 65.

Professional Affiliations:

  • Financial Planning Association
  • American Society of CLU and ChFC
  • The Institute of Certified Fund Specialists

1Barron's “America’s Top 1,200 Financial Advisors: State-by-State” list is based on assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Award selection is based on qualitative and quantitative criteria designed to measure client satisfaction and retention as well as an advisor's business growth and profitability.

2The Financial Times 400 Top Financial Advisors is an independent listing produced annually by the Financial Times (April 2019). The FT 400 is based on data gathered from advisors, broker-dealer home offices, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in six primary areas: assets under management (AUM), asset growth, compliance record, experience, credentials and online accessibility. This award does not evaluate the quality of services provided to clients and is not indicative of this advisor’s future performance. Neither the brokerages nor the advisors pay a fee to the Financial Times in exchange for inclusion in the FT 400."

3Award based on an evaluation of twenty different practice categories such as experience, credentials, assets under management, fee structure and philosophy among other factors.

 

* As reported by Financial Planning magazine, June 1996-2020, based on total revenue.