Our Team

As the founder and Principal of CalBay Investments, Inc. (CBI), Mike has earned a reputation for delivering excellence as a financial services professional and as a leader within the Bay Area communities. He is an Executive Council1 member with broker/dealer LPL Financial where his team has ranked within the top #15 since 2016, out of more than 28,000 independent financial advisors. *

Mike was named to Barron’s "America's Top 1,200 Advisors: State-by-State" list¹ from 2018-2024 and was also named to the Financial Times’ “The FT 400 Top Financial Advisers” list² on 4/17/19 (for information about my Barron’s ranking, click here and for FT ranking, click here). Additionally, in 2011 and 2012 he was ranked by NABCAP as one of the Top Wealth Advisors in the San Francisco Business Times³.

A resident of the Diablo Valley, Mike has been a practicing financial planner since 1990. He has nurtured a culture at CBI focused on personal relationships. His goal is to guide each client toward making their retirement dreams a reality.

Mike enjoys golf and spending time with his wife, Wendy; daughter, Ava; stepdaughter, Rachel; and stepson, Mark.  He is a graduate of Cal Poly, San Luis Obispo, with a B.S. in Business Administration/Marketing.

Licenses, Registrations, and Certifications:

• CLU (Chartered Life Underwriter) - The American College
• ChFC (Chartered Financial Consultant) - The American College
• CFS (Certified Fund Specialist) - The Institute of Certified Fund Specialists
• Life/Health/Disability Licenses (CA Insurance Lic # 0792088)
• Securities Registrations held through LPL Financial: Series 6, 7, 24, 63, and 65.

Professional Affiliations:

• Financial Planning Association
• American Society of CLU and ChFC
• The Institute of Certified Fund Specialists

¹Barron's “America’s Top 1,200 Financial Advisors: State-by-State” list is based on assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Award selection is based on qualitative and quantitative criteria designed to measure client satisfaction and retention as well as an advisor's business growth and profitability.

²The Financial Times 400 Top Financial Advisors is an independent listing produced annually by the Financial Times (April 2019). The FT 400 is based on data gathered from advisors, broker-dealer home offices, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in six primary areas: assets under management (AUM), asset growth, compliance record, experience, credentials and online accessibility. This award does not evaluate the quality of services provided to clients and is not indicative of this advisor’s future performance. Neither the brokerages nor the advisors pay a fee to the Financial Times in exchange for inclusion in the FT 400."

³Award based on an evaluation of twenty different practice categories such as experience, credentials, assets under management, fee structure and philosophy among other factors.

*Based on annual production. As reported by LPL Financial 2024 Q3 Investor Relations Release

Clark was welcomed to the CBI team in March, 2020. Prior to joining, Clark worked for an engineering consulting firm where he helped manage multi-billion-dollar projects for his clients. His previous consulting experience is vital in his role at CalBay and helps shape his approach in working with his clients as a financial advisor.

Clark is a lifelong resident of the East Bay and currently lives on the island of Alameda. He is a graduate of Cal Poly, San Luis Obispo, where he received a B.S. in Engineering. In his spare time, Clark enjoys playing golf and exploring the Bay Area with his wife, Rachel and their son, Miles.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7 & 66
• Life/Health/Disability Licenses (CA Insurance Lic #4085618)
• CFS (Certified Fund Specialist) - The Institute of Business & Finance
• CPFA (Certified Plan Fiduciary Advisor) – National Association of Plan Advisors

Dylan came to CBI from Hillis Financial where he joined in late 2016. Through his relationship with his broker dealer, LPL Financial, Dylan provides a comprehensive range of financial and investment planning services to his individual clients. He works diligently to uncover and understand his clients’ needs and aspirations in order to provide appropriate and worthwhile financial strategies. Dylan graduated with a bachelor’s degree in Business Finance from San Francisco State University.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7 & 66
• Life/Health/Disability Licenses (CA Insurance Lic #0M81060)
• CFP (Certified Financial Planner) – Certified Financial Planner Board of Standards, Inc.
• CFS (Certified Fund Specialist) - The Institute of Business & Finance
• CES (Certified Estate and Trust Specialist) - The Institute of Business & Finance

John joined the CBI team in 2017 with over 16 years of experience in the financial services industry.   John lives in Concord and enjoys spending quality time with his family and friends attending local events, taking long bike rides, and enjoying outdoor activities.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7, 63 & 66
• Life/Health/Disability Licenses (CA Insurance Lic #0G92925)

Myrna has been with CBI since November 2005.  Prior to joining CalBay Investments, she worked as a preschool teacher.

In her spare time Myrna enjoys spending time with her husband, daughters, and friends.

Marianne joined CalBay Investments in 2022 and is excited to bring her experience and knowledge to the team. Prior to joining CalBay she worked in the medical field for 30 plus years.

On the weekends she enjoys playing soccer with her husband as well as spending quality time with her 3 boys.

Jacquie joined CalBay Investments in 2024 and is excited to contribute to the team’s success. With her strong work ethic, Jacquie is looking forward to making a positive impact in her new role at CBI.

She also currently works as a Director of Dance at a studio in Danville. In her spare time, she loves spending time with her two boys. 

Bonnie joined CalBay Investments in 2021 as an LPL Financial Advisor and Investment Advisor Representative. She has worked for over 30 years in the financial planning and investment industry. Her career started with Ameriprise Financial Planners where she worked as an Investment Manager from 1990-2000. Most recently, Bonnie spent the past 20 years as an Investment and Compliance manager with Foord, Van Bruggen & Pajak. She is a graduate of California State University, Sacramento with a major in business management & finance. Bonnie enjoys spending time with her family, attending her children’s tennis tournaments/endeavors and gardening.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7, 63 & 65.
• Life/Health/Disability Licenses (CA Insurance Lic #0C71309)